企业筹资风险及其对策摘要：企业由于自身经营规模有限，以及外在因素影响，使得企业筹资面临着烟具风险。本文分析了企业融资方式和企业筹资所存在的风险，并有针对性地提出了相应的解决办法，通过一系列的举措来稳步推进企业筹资风险改进。关键词：企业；筹资风险；对策CorporateFinancingRisksandCountermeasuresAbstract:enterpriselimitedduetothesizeoftheirownoperations,aswellasexternalfactors,makingtheEnterpriseFinancingfacingSmokingrisk.Thispaperanalyzestheriskofcorporatefinancingandcorporatefinancing,andtargetedthesolution,steadyprogressthroughaseriesofinitiativestocorporatefinancingriskimprovements.Keywords:enterprise;financingrisks;countermeasures目录第一章我国企业融资与方式分析................................................................................11.1内源融资情况..................................................................................................11.2间接融资情况..................................................................................................11.3直接融资状况..................................................................................................2第二章企业融资风险表现............................................................................................52.1企业融资风险表现..........................................................................................52.1.1社会信用体系不健全...........................................................................52.1.2企业经营存在不稳定性.......................................................................62.1.3企业道德体系尚未建立.......................................................................62.2企业融资风险存在的根源..............................................................................72.2.1信息不对称...........................................................................................72.2.2缺乏担保机制.......................................................................................72.2.3信用体系尚未建立...............................................................................82.2.4银行资产监控不到位...........................................................................8第三章商业银行防范企业融资风险举措...................................................................93.1建立目标评估制度..........................................................................................93.1.1资产评估...............................................................................................93.1.2信用评估.............................................................................................103.2构建审计管理制度........................................................................................113.2.1风险导向审计作用.............................................................................123.2.2风险导向审计实施.............................................................................123.2.3强化贷后管理工作.............................................................................12结论............................................................................................................................13参考文献......................................................................................................................15第一章我国企业融资与方式分析外源融资与内源融资是企业两种主要的融资渠道。企业进行融资的方式利用的是企业的外部...
