我国再保险市场发展问题浅析 工商管理专业VIP免费

我国再保险市场发展问题浅析摘要随着我国市场经济的不断发展，我国保险行业也在不断壮大，原保险市场越发达，再保险的重要性就越突出。再保险的功能也决定了它在保险业、金融业乃至整个经济社会中健康持续发展的重大意义。本文结合再保险、再保险市场的含义和再保险市场的组成，对我国再保险市场的发展现状进行了详细阐述，指出了当前我国再保险市场存在的主体发展不均衡，市场监管法制不健全，专业人才缺乏，体系不健全等问题，并针对这些问题提出了相应的对策，对促进我国再保险市场监管力度的提升、保障我国再保险市场主体建设以及再保险业发展具有一定的借鉴意义。[关键词]再保险；再保险市场；市场监管AnalysisonthedevelopmentofChina'sreinsurancemarketABSTRACTWiththecontinuousdevelopmentofmycountry'smarketeconomy,mycountry'sinsuranceindustryisalsogrowing.Themoredevelopedtheoriginalinsurancemarket,themoreimportantthereinsurancebecomes.Thefunctionofreinsurancealsodeterminesthegreatsignificanceofitshealthyandsustainabledevelopmentintheinsuranceindustry,thefinancialindustry,andtheentireeconomyandsociety.Combiningthemeaningofreinsuranceandreinsurancemarketandthecompositionofthereinsurancemarket,thisarticleelaboratesonthestatusquoofthedevelopmentofmycountry’sreinsurancemarket.Itpointsoutthatthecurrentdevelopmentofthemainbodyofmycountry’sreinsurancemarketisuneven,themarketsupervisionandlegalsystemisnotsound,thelackofprofessionaltalents,andthesystemTheimperfectionsandotherproblems,andcorrespondingcountermeasuresfortheseproblems,havecertainreferencesignificanceforpromotingtheenhancementofmycountry'sreinsurancemarketsupervision,ensuringtheconstructionofthemainbodyofmycountry'sreinsurancemarketandthedevelopmentofthereinsuranceindustry.[Keywords]reinsurance;reinsurancemarket;marketsupervision目录一、再保险及再保险市场概述....................................................................................................................1（一）再保险的含义................................................................................................................................1（二）再保险市场的含义........................................................................................................................1（三）再保险市场的组成........................................................................................................................1二、发展我国再保险市场的意义................................................................................................................2（一）有助于保障原保险市场的健康发展.............................................................................................2（二）有利于留住国内日益庞大的保险资金.........................................................................................2（三）有利于完善国家的金融体系.........................................................................................................3三、我国再保险市场的发展现状................................................................................................................3（一）市场主体不断增加........................................................................................................................4（二）外资机构加大对中国分支机构投入.............................................................................................5（三）再保险机构保费收入不断增加.....................................................................................................61....