第1页共109页编号：时间：2021年x月x日书山有路勤为径，学海无涯苦作舟页码：第1页共109页交通银行公司业务人员产品学习参考手册（一）结算类........................................................51、国内结算.....................................................5银行汇票......................................................5商业汇票......................................................6银行本票......................................................7支票..........................................................8汇兑..........................................................9托收承付.....................................................10委托收款.....................................................11“报关一点通”网上支付系统...................................12现金管理合作.................................................142、国际结算....................................................15外汇汇款.....................................................15出口信用证...................................................17进口信用证...................................................18光票托收.....................................................20出口跟单托收.................................................21进口代收.....................................................21旅行支票.....................................................22（二）融资类.......................................................24本外币流动资金贷款...........................................24本外币固定资产贷款...........................................26法人账户透支.................................................27同业信贷资产回购.............................................29同业信贷资产买断.............................................30银团贷款.....................................................31（三）贸易融资类...................................................331、国内贸易融资................................................33应收账款转让.................................................33国内保理.....................................................35商业汇票贴现.................................................36买方或协议付息票据贴现.......................................37无追索票据贴现...............................................39非标准仓单质押业务...........................................40国内信用证...................................................42第2页共109页第1页共109页编号：时间：2021年x月x日书山有路勤为径，学海无涯苦作舟页码：第2页共109页2、国际贸易融资................................................43（1）出口......................................................43出口退税账户托管贷款.........................................43出口发票融资.................................................45福费廷.......................................................47出口保理.....................................................48出口买方信贷.................................................51出口押汇.....................................................52打包贷款.....................................................53出口托收融资.................................................54（2）进口......................................................56进口保理.....................................................56进口押汇.....................................................58进口代收融资...................................................
