第1页共37页编号：时间：2021年x月x日书山有路勤为径，学海无涯苦作舟页码：第1页共37页No.:SPDBankPersonalGuaranteeLoanContractContractversionNo.:SPDB201203第2页共37页第1页共37页编号：时间：2021年x月x日书山有路勤为径，学海无涯苦作舟页码：第2页共37页SPDBankPersonalGuaranteeLoanContractPersonalGuaranteeLoanContractSpecialNotes:ThemainbodyofthepresentcontractismadeupofContractTermsandConditionsaswellasSummarySheetofElementsoftheContractTermsandConditions.TheContractTermsandConditionsneedsnottobefilledin,andallofitsitemstobefilledinareindicatedwithspecificcodes;theSummarySheetofElementsoftheContractTermsandConditionsisattachedtothePart2ofthiscontractbycentralizedprintingorfillinginalltheinformationwhichneedstobefilledin.TheborrowerandtheLoanerhaveconfirmedthatallthecontentsoftheSummarySheetofElementsoftheContractTermsandConditionsarecorrect,andalsoacknowledgedthatthecontractelementswhichneedtobefilledintheContractTermsandConditionsaresubjecttothecontentsoftheSummarySheetofElementsoftheContractTermsandConditions.AllthecontentsoftheSummarySheetofElementsoftheContractTermsandConditionscorrespondone-to-onewiththespecificcodesoftheitemstobefilledoutintheContractTermsandConditions,andconstitutesanintegralpartwiththeContractTermsandConditions.Theborrower:IDcertificatetypeandNo.:Thelender(theMortgagee/thepledgee):ShanghaiPudongDevelopmentBankCo.,Ltd.BranchThemortgager(name/designationofnaturalpersonorlegalperson):IDcertificatetypeandNo.:Thepledger(name/designationofnaturalpersonorlegalperson):IDcertificatetypeandNo.:Theguarantor(name/designationofnaturalpersonorlegalperson):IDcertificatetypeandNo.:Whereas:TheborrowerappliestothelenderforRMBpersonalloan,inaccordancewiththerelevantlaws,rulesandregulationsofthePeople'sRepublicofChina,uponconsensusthroughconsultationamongtheparties,thepresentcontractisherebyenteredintoformutualobservance.Meanwhile,theborrower,theguarantorandthelenderherebyconfirmthat(checkwitha√markanduncheckwitha×markaccordingtotheconditions):□ThepresentcontractservesasanancillarybusinessdocumentofthePersonalComprehensiveCreditGrantingContractunderthenumberofsignedbytheborrowerandthelender.第3页共37页第2页共37页编号：时间：2021年x月x日书山有路勤为径，学海无涯苦作舟页码：第3页共37页□Thepresentcontractisanindependentbusinessdocumentsignedbytheborrower,theguarantorandthelender.Part1ContractTermsandConditionsArticle1LoanAmountandPurpose1.1TheloantypeofthepresentcontractisS1.1A(personalcarloan/personalconsumptionloan/personalbusinessloan/personalcreditloan/others:S1.1A),theloanamountisRMBS1.1BYuan(inwords:RMBS1.1CYuan),anditisusedforS1.1Donlyandshallnotbeappropriated.Thelenderhastherighttomonitortheuseofloans.Article2LoanTerm,InterestRateandMethodforInterestCalculation2.1Theloanterm(andthedebtperformanceperiod)underthepresentcontractisS2.1A(“year(s)andmonth(s)”),anditsstartdateisexpectedfromthedateS2.1B(fromMMDDYYtoMMDDYY).Theactualloanstartdateissubjecttothedaterecordedontheloanreceipt.2.2Thevaluedateoftheloanunderthepresentcontractisthedateofloanrelease.Themethodforinterestcalculationisasfollows:theloaninterestwillbecalculatedonadaily,monthlyandyearlybasis.Thecalculationmethodsoffull-year,full-monthandfull-dayshallbeadoptedforloaninterest.Iffull-year,full-monthandfull-daycannotbereached,thelastdayattheendofendisthefull-day.Iftheloanperiodcomestothecompletionofyear,thein...
