财会职位英语accountingassistant会计助理accountingclerk记帐员accountingmanager会计部经理accountingstall会计部职员accountingsupervisor会计主管administrationmanager行政经理administrationstaff行政人员administrativeassistant行政助理administrativeclerk行政办事员advertisingstaff广告工作人员adviser法律顾问airlinessalesrepresentative航空公司定座员airlinesstaff航空公司职员applicationengineer应用工程师assistantmanager副经理bondanalyst证券分析员bondtrader证券交易员businesscontroller业务主任businessmanager业务经理buyer采购员cashier出纳员chemicalengineer化学工程师civilengineer土木工程师clerktypist2010年会计实务英语指导：如何做开支预算Settingupabudgetcanbeadauntingtask.Thereisnoreasontobeintimidatedbythisprocess.Onceyouhavesetupyourbudgetyoucaneasilyseewhereyourmoneyisgoingandhowmuchyouhavelefttosaveandspend.Justfollowtheseseveneasysteps.建立预算让人心悸，但不能被困难吓倒。一旦建立了预算，你就能清楚地看清你的钱财流向、存下了多少。学会建立预算，跟随下面7步即可。1.DetermineYourIncome确定你的收入Youneedtoknowhowmuchmoneyyouwillhaveeachmonthtomeetyourexpenses.Ifyouarestartinganewjobyoumaywanttouseapayrollcalculatortodeterminehowmuchmoneyyouwillbringhomeeachmonth.Youmaybesurprisedatthefigure.你需要先知道你一月能赚回多少钱。刚入职的话你可能需要一个薪水计算器来计算一下每月拿回的钱数。这个数字可能让你震惊哦。2、DetermineYourFixedExpenses确定你的固定开销Yourfixedexpensesareitemsthatwillnotchangefrommonthtomonth.Theseitemscanincluderent，acarpayment，carinsurance，yourelectricbillandyourstudentloan.Youshouldalsoincludesavingsinthiscategoryaswell.Itisimportanttopayyourselffirst.Ideallyyoushouldputatleasttenpercentofyourincomeintosavingseachmonth.固定开销是指你每个月都一定要花不会改变的支出，可能是房租、汽车贷款、汽车保险、电费和学生贷款。你也应该把每月存钱书目算进去，为自己“付账”理所应当放在第一位。是每月存入收入的10%为最佳。3、DetermineYourVariableExpenses确定你的可变开销Afteryouhavelistedyourfixedexpensesyouwillwanttodeterminetheamountthatyouspendonvariableexpenses.Theseitemsmayincludeyourgroceries，eatingout，clothingandentertainment.Thesearealsoconsideredvariablebecauseyoucancutbackonhowmuchyouspendonthesecategoriesifyouneedto.Youcandeterminewhatyouspendbyreviewingthelasttwoorthreemonthsofyourtransactionsineachcategory.把固定开销都列好之后，开始决定每月的可变开销。这种支出包括买菜、外餐、买衣服和娱乐活动。这些列为可变是因为一旦需要节省开支，这一类支出是可以改变的。你可以回顾一下过去两三个月在每项中的开销情况，来确定大致金额。4、CompareYourExpensestoYourIncome将收支进行比较Ideallyyoushouldcreateabudgetwhereyouroutgoingexpensesmatchyourincome.Ifyouassigneverydollaraspecificplacethisiscalledazero-dollarbudget.Ifyouramountsdonotmatchyouwillneedtoadjustaccordingly.Youmayneedtoscalebackonyourvariableexpenses.Ifyouhaveextramoneyattheendofthemonth，rewardyourselfbyputtingthatmoneydirectlyintosavings.Ifyouhavecutbacksignificantlyonyourvariableexpensesandstillcannotmeetyourfixedexpensesyouwillneedtofindwaystochangeyourfixedexpenses.理想情况为收支平衡。严格按照预先分配金额支出，我们叫做“零元预算”。（即，预先确定每项支出金额，一旦金额花完，本月停止该项消费。）如果支出与收入不符你就需要对可变开支进行调整。如果月底有结余，将它存起来，作为对自己的奖励。如果你严重缩减可变开支但仍旧不能满足固定支出，那就需要想办法节省固定支出项。5、TrackYourExpenses跟踪开销情况Afteryouhavesetupyourbudgetyouneedtotrackyou...
