内蒙古中小企业融资问题研究内容提要内蒙古中小企业数量占到全区总企业数量的97%，中小企业为内蒙古各方面的发展做出了重大的贡献，无论从促进就业、推动经济发展、增加地方财政收入等哪一角度来看，中小企业发挥的作用都是不可替代的。但是，中小企业在发展过程中也遇到诸多的困难，其中，融资困难是我国中小企业普遍面临的问题，这一问题在内蒙古中小企业发展过程中尤为突出。本文的写作目的即在于深入分析内蒙古中小企业的融资困境的成因，针对这些原因，并借鉴其他国家或地区的融资经验，提出解决内蒙古融资困境的建议和意见。关键字：内蒙古中小企业融资AbstractThenumberofsmallandmediumenterprisesinInnerMongoliaaccountedfor97%ofthetotal.Smallandmedium-sizedenterpriseshavemadegreatcontributionstothedevelopmentofInnerMongoliainallaspects.Intermsofemployment,promotingeconomy,increasinglocalrevenueect.,theroleofSMEareirreplaceable.However,smallandmedium-sizedenterpriseshavemetwithmanydifficultiesintheirdevelopment.ThefinancingdifficultieshavebeenthecommonproblemwiththeSMEinChina,especiallywiththeSMEinInnerMongolia.Thepurposeofthispaperistoanalyzethereasonsofthefinancingdifficulties.Accordingtothesereasonsandfinancingexperienceofothercountriesorregions,IwillputforwardtosomeopinionsandsuggestionstosolvethefinancingdifficultiesthattheSMEfacedwithinInnerMongolia.Keywords:InnerMongoliaSmallandmedium-sizedenterprisesCirculatingthenecessaryfunds目录一、内蒙古中小企业的发展现状.................................................................................................................1（一）内蒙古中小企业的发展概况和分布.................................................................................................1二、中小企业在内蒙古经济发展中的作用.................................................................................................1（一）扩大就业和再就业.............................................................................................................................1（二）带动农牧地区群众脱贫致富.............................................................................................................2（三）增加地方财政收入.............................................................................................................................2三、内蒙古中小企业融资现状.....................................................................................................................2（一）内蒙古中小企业融资现状.................................................................................................................2（二）内蒙古中小企业融资特点.................................................................................................................2四、内蒙古中小企业融资困境.....................................................................................................................2（一）金融机构“嫌贫爱富”，融资难.....................................................................................................3（二）融资渠道狭隘.....................................................................................................................................3（三）担保机构信用担保能力有限.............................................................................................................3（四）扶持政策配套措施不完善，力度欠缺.............................................................................................3五、内蒙古中小企业融资困境原因分...
