河北省中国人民财产保险股份有限公司家庭自用汽车损失保险条款.................2总则......................................................................................................................................2保险责任..................................................................................................................................2责任免除..................................................................................................................................3保险金额..................................................................................................................................3保险期间..................................................................................................................................4保险人义务..............................................................................................................................4投保人、被保险人义务...........................................................................................................4赔偿处理..................................................................................................................................5保险费调整..............................................................................................................................6合同变更和终止......................................................................................................................7短期月费率表..........................................................................................................................7争议处理..................................................................................................................................7附则......................................................................................................................................7中国人民财产保险股份有限公司非营业用汽车损失保险条款.................8总则......................................................................................................................................8保险责任..................................................................................................................................8责任免除..................................................................................................................................9保险金额..................................................................................................................................9折旧率表................................................................................................................................10保险期间................................................................................................................................10保险人义务............................................................................................................................10投保人、被保险人义务.........................................................................................................10赔偿处理................................................................................................................................11保险费调整............................................................................................................................13合同变更和终止......................