企业财务风险分析与防范内容提要：企业在经营的过程中面临各种风险。财务风险作为其中重要的部分越来越受到人们的高度关注，为了保障经营者进行正常的生产经营、确保经营目标的实现。就要进行合理的财务风险管理，更好的避免和减少风险所带来的损失。本文首先说明的是财务风险的概述及其表现形式。比如：获利能力低、资金不足、经济效益差、经营能力变差、可成长能力变弱等表现形式。其次阐述了经营风险、资金流动性差、道德风险、资本结构不合理和对财务风险的客观性认识不足等引起的财务风险的原因。最后提出建立健全企业财务管理制度、培养经营者的财务风险意识、合理安排企业资本结构等防范措施。关键词：财务风险成因分析防范措施AbstractEnterpriseinthebusinessprocessfacedallkindsofrisk,financialriskasoneimportantpartbythepeoplemoreandmoreattention.Inordertoguaranteethenormalproductionandbusinessoperatorstoensurerealizationofthetargetofthemanagementshallmakereasonablefinancialriskmanagement,therighttoavoidandreduceriskthedamage.Financialriskismodernenterprisetofacethemarketcompetitioninevitableproduct,tocompletelyeliminateriskanditsinfluenceisunrealistic.Therefore,requeststheenterprisecanlearnabouttherisksofthecauseandobjectivelyanalysisandunderstandingfinancialrisk,andpropercontrolandprevention,forenterprisetocreatethegreatestgains.Toanalysisandthepreventionofthefinancialriskbestudiedtoreducetherisksandimproveefficiency,hastheextremelyvitalsignificance.Keywords：FinancialriskGenesisanalysisPreventivemeasures目录一、课题的研究意义..............................................4二、财务风险的含义及其表现形式..................................4（一）财务风险的含义........................................4（二）财务风险的表现形式....................................5三、财务风险形成的原因................................................................................................6（一）外部原因..................................................................................................................6（二）内部原因..............................................6四、财务风险的主要内容................................................................................................8（一）筹资风险..............................................8（二）利率风险..............................................8（三）投资风险..............................................8（四）资金回收风险..........................................8（五）信用风险..............................................8（六）汇率风险..............................................9（七）资本营运风险..........................................9（八）收益分配风险..........................................9五、针对风险内容，采取防范措施...........................................................................10（一）合理安排企业资本结构.................................10（二）提高财务人员风险意识.................................10（三）建立财务预警系统.....................................10（四）加强企业财务风险控制.................................11六、企业案例分析...........................................................................................................12（一）南京仁杰电子有限公司.................................12（二）天津泰达控股有限公司.................................13结束语..................................................................................................................................14参考文献.................................
