1目录..........................................................................................1.........................................................................................................................................................2..............................................................................................3.....................................................................................................................3..................................................................................................3......................................................................................4.........................................................................................................4..................................................................................5............................................................................................5.........................................................................................................6..................................................................................................6..................................................................................7..................................................................................................7.................................................................................................................................................8.................................................................................................................................................8浅析中小企业财务管理存在的问题及对策摘要:中小企业在我国经济发展和工业化进程中其地位具有不可代替性,他们的发展状况影响着我国的经济大局,所以我们应该关注中小企业,关注他们成长中遇到的问题。在中小企业的快速成长中离不开企业进行有效的财务管理,财务管理的好与坏直接关系到一个企业的成与败,但现在中小企业通常存在着融资困难、财务人员的综合素质不高、财务制度不健全、财务管理模式集中等许多问题,本文通过对现阶段中小企业财务管理存在的问题以及问题存在的成因进行了简单的描述,并针对这些问题提出了解决中小企业融资难、提高财务管理人员综合素质、完善中小企业财务制度、改进中小企业财务管理模式的合理化建议。关键词:财务管理财务决策融资渠道ProblemsandCountermeasuresoffinancialmanagementinsmallandmediumsizedenterprisesAbstract:Smallandmedium-sizedenterprisesinChina'seconomicdevelopmentandindustrializationprocessinthepositionwhichcannotbereplaced,theirdevelopmentisaffectingoureconomy,soweshouldpayattentiontothesmallandmedium-sized2enterprises,payattentiontotheirgrowingproblems.Intherapidgrowthofsmallandmedium-sizedenterprisesintheenterprisecannotdowithouttheeffectivefinancialmanagement,financialgoodorbadmanagementisdirectlyrelatedtothesuccessorfailureofanenterprise,butnowthesmallandmedium-sizedenterprisesusuallyfacefinancingdifficulties,financialpersonneloverallqualityisnothigh,thefinancialsystemisnotperfect,financialcentralizedmanagementandmanyotherproblems,theexistenceofsmallandmedium-sizedenterprisesatthepresentstageoffinancialmanagementproblemsandThecausesarebrieflydescribed,andaimedatthesequestionstoproposetosolvethefinancingdifficultiesofthesmallandmedium-sizedenterprises,improvethecomprehensivequalityoffinancialmanagement,improvethefinancialsystemofsmallandmedium-sizedenterprises,reasonablesuggestionstoimprovefi...