隐私权保护视角下的个人征信法律规制目录诚信承诺书................................................................................................................1毕业论文...............................................................................................................2-12中英文摘要及关键词..........................................................................................2一、个人征信的法律界定与发展现状................................2(一)个人征信的法律界定..........................................2(二)个人征信的发展现状..........................................5二、个人征信与隐私权的冲突......................................6(一)个人征信与隐私权的冲突现象.............................6(二)个人征信与隐私权的冲突成因.............................7三、基于隐私权保护的个人征信法律规制............................8(一)确立个人征信规制模式....................................8(二)完善个人征信监管体系....................................9(三)强化征信机构的法律责任.....................................10(四)完善隐私权的救济制度........................................11参考文献...........................................................................................................12开题报告表...............................................................................................................13中期检查表...............................................................................................................18答辩记录表...............................................................................................................19成绩评定表...............................................................................................................21隐私权保护视角下的个人征信法律规制[摘要]个人征信具有维护社会经济秩序、保障经济平稳发展的重要功能，能有效促进个人信用信息的交流，进而有效解决现代信用经济中存在的信息不平衡而产生的弊端。隐私权是宪法赋予公民的一项基本权利。基于隐私权保护视角下探讨个人征信的法律规制意义重大。通过分析国际上三种个人征信法律规制模式的异同，吸取其成功经验。在此基础上对完善我国个人征信机构监管机制提出合理建议，寻求适合本国国情的个人征信模式，加大个人征信中隐私权的保护力度。[关键词]个人征信；隐私权；法律规制[Abstract]Personalcreditcheckinghastheimportantfunctionofmaintainingsocialeconomicorderandensuringstableeconomicdevelopment.itcaneffectivelypromotetheexchangeofpersonalcreditinformation,andeffectivelysolvetheproblemsofinformationimbalanceinmoderncrediteconomy.Therighttoprivacyisafundamentalrightgrantedtocitizensbytheconstitution.Itisofgreatsignificancetodiscussthelegalregulationofpersonalcreditcheckingbasedontheperspectiveofprivacyprotection.Byanalyzingthesimilaritiesanddifferencesofthethreekindsofinternationalpersonalcreditreferencelawsandregulations,drawtheirsuccessfulexperience.Onthisbasis,weputforwardreasonablesuggestionstoimprovetheregulatorymechanismofindividualcreditbureausinChina,andseekpersonalcreditinformationmodelsuitableforournationalconditions,andstrengthentheprotectionofprivacyrightinpersonalcreditinvestigation.[Keywords]Personalcreditchecking;Righttoprivacy;Legalregulation一、个人征信的法律界定与发展现状（一）个人征信的法律界定个人征信的法律界定由个人征信的概念、特征和法律基础三方面的内容组成。1.个人征信的概念个人征信活动简称个人征信，学界也称为个人资信调查活动或者个人信用调查活动。中国法律对个人征信的概念目前尚...
