宇信易诚消费信贷管理系统——架构设计说明书v0.1目录1概述..................................................................................................................................41.1文档目的...................................................................................................................41.2背景与建设目标.......................................................................................................41.3设计规范与约束.......................................................................................................41.4参考资料...................................................................................................................51.5述语...........................................................................................................................52架构需求分析..................................................................................................................62.1消费贷关键业务场景分析.......................................................................................62.1.1场景:申请........................................................................................................62.1.2场景:电核........................................................................................................62.1.3场景:审批........................................................................................................72.1.4场景:面签........................................................................................................82.1.5场景:还款计划与费率计算............................................................................92.2消费贷业务特征.......................................................................................................92.3设计目标与原则.......................................................................................................93架构设计........................................................................................................................113.1系统业务架构.........................................................................................................113.1.1业务模式.........................................................................................................113.1.2业务流程.........................................................................................................113.1.3功能划分.........................................................................................................123.2系统逻辑架构.........................................................................................................133.2.1功能层次划分..................................................................................................133.2.2功能层次关系..................................................................................................143.3系统技术架构.........................................................................................................153.3.1子系统划分......................................................................................................153.3.2技术选型.........................................................................................................173.3.3技术架构分层..................................................................................................173...