摘要近几年来，伴随着互联网的大众化和科学技术的不断进步，互联网金融以及互联网金融相关的业务活动进入了大众的视野，影响着人们的日常生活。互联网金融具有互联网独特的优势，能够被广泛地、高效地运用到各个领域里，给人们的生活带来了极大的好处与便利。区别于传统意义上的金融领域，互联网金融结合互联网技术的优势，扩大了金融服务范围和金融服务对象群体，有效降低了金融服务成本，从而大大提高了金融相关活动的覆盖面和普及度。互联网金融的快速发展大大推动了普惠金融的未来发展，对普惠金融的普及有着极其重要的作用。我国目前正处于新的发展阶段，新发展阶段是我们全面建设社会主义现代化国家、向第二个百年奋斗目标进军的阶段。在新的发展阶段里，人民有着更高的生活目标，实现全体社会成员共同富裕的目标也是普惠金融发展中的重要任务。普惠金融的高效发展能够更好地推动实现共同富裕这个目标。所以积极推进互联网背景下的普惠金融的发展具有重大意义。基于此，从互联网金融、普惠金融以及二者结合的角度出发，围绕互联网金融背景下普惠金融的问题与对策这两个方面，进行了一些简单的思考和分析。关键词：互联网金融；普惠金融；背景ProblemsandcountermeasuresofinclusivefinanceunderthebackgroundofInternetfinanceAbstractInrecentyears,withthepopularizationoftheInternetandthecontinuousprogressofscienceandtechnology,InternetfinanceandbusinessactivitiesrelatedtoInternetfinancehaveenteredthepublic'svisionandaffectedPeople'sDailylife.InternetfinancehastheuniqueadvantagesoftheInternetandcanbewidelyandefficientlyappliedinvariousfields,bringinggreatbenefitsandconveniencetopeople'slives.Differentfromthetraditionalfinancialfield,InternetfinancecombinestheadvantagesofInternettechnologytoexpandthescopeoffinancialservicesandthetargetgroupoffinancialservices,effectivelyreducethecostoffinancialservices,andthusgreatlyimprovethecoverageandpopularityoffinancialrelatedactivities.TherapiddevelopmentofInternetfinancehasgreatlypromotedthefuturedevelopmentofinclusivefinanceandplayedanextremelyimportantroleinthepopularizationofinclusivefinance.Chinaisnowinanewstageofdevelopment,astageinwhichwewillfullybuildamodernsocialistcountryandmarchtowardthesecondcentenaryGoal.Inthenewstageofdevelopment,peoplehaveahighergoaloflife,andachievingthegoalofcommonprosperityforallmembersofsocietyisalsoanimportanttaskinthedevelopmentofinclusivefinance.Theefficientdevelopmentofinclusivefinancecanbetterpromotetherealizationofthegoalofcommonprosperity.Therefore,itisofgreatsignificancetoactivelypromotethedevelopmentofinclusivefinanceinthecontextoftheInternet.Basedonthis,fromtheperspectiveofInternetfinance,inclusivefinanceandtheircombination,somesimplethinkingandanalysisaremadeontheproblemsandcountermeasuresofinclusivefinanceinthecontextofInternetfinance.KeyWords：Internetfinance；inclusivefinance；background目录摘要....................................................................................................................................IAbstract..................................................................................................................................II一、绪论............................................................................................................................1（一）研究背景............................................................................................................1（二）研究目的及意义................................................................................................1（三）研究思路与研究内容........................
