摘要我国的中小企业一般都存在规模较小、并且体系相对不健全、资金运行情况不好以及融资难和融资贵等问题。丹东市中小企业取得了突飞猛进的发展，已经完成“”“”了由国民经济的补充地位向主角地位的转变。但我国的金融体系还不完善，金融市场改革还未完成，民间金融存在许多限制，导致中小企业无法融资，中小企业资金短缺的困境日益凸显。中小企业在丹东市社会经济发展、增加地方财政收入、安置社会劳动力方面，以及加快城乡一体化步伐建设方面发挥日益重要的作用，宏宇电热电器有限公司也不例外。——在此对当地的一个中小企业宏宇电热电器有限公司的融资的现状进行了深入的研究和分析，从而找出存在的问题。宏宇电热电器有限公司融资问题一直影响其公司总体发展，主要找出存在内部融资不足、融资结构不稳定、直接融资来源不足以及融资成本偏高这四个问题，并针对存在的问题分析出资源积累少，融资工作管理缺乏科学性、信用水平低、融资渠道单一、中小企业的融资优惠政策有待加强的原因，最后针对其原因提出融资业务管理的强化、企业自身信用水平的提高、融资渠道的拓宽、加大政府扶持力度，完善评价体系等解决问题的对策。关键词：宏宇电热电器有限公司；中小企业；融资AnalysisonfinancingproblemsandCountermeasuresofHongyuelectricheatingapplianceCo.,LtdAbstractChina'ssmallandmedium-sizedenterprisesgenerallyhaveproblemssuchassmallscale,relativelyimperfectsystem,poorcapitaloperation,difficultandexpensivefinancing.Dandongsmallandmedium-sizedenterpriseshavemaderapiddevelopmentandhavecompletedthetransformationfromthe"supplementary"positionofthenationaleconomytothe"leadingrole"position.However,China'sfinancialsystemisnotperfect,thefinancialmarketreformhasnotbeencompleted,andtherearemanyrestrictionsonprivatefinance,resultingintheinabilityofsmallandmedium-sizedenterprisestofinance,andtheplightoftheshortageoffundsforsmallandmedium-sizedenterpriseshasbecomeincreasinglyprominent.Smallandmedium-sizedenterprisesplayanincreasinglyimportantroleinDandong'ssocialandeconomicdevelopment,increasinglocalfiscalrevenue,resettlingsociallaborforce,andacceleratingthepaceofurban-ruralintegration.HongyuelectricheatingapplianceCo.,Ltd.isnoexception.Thispapermakesanin-depthresearchandAnalysisonthefinancingstatusofHongyuelectricheatingapplianceCo.,Ltd.,alocalsmallandmedium-sizedenterprise,soastofindouttheexistingproblems.ThefinancingproblemofHongyuelectricheatingapplianceCo.,Ltd.hasalwaysaffectedtheoveralldevelopmentofthecompany.Itmainlyfindsoutthefourproblems:insufficientinternalfinancing,unstablefinancingstructure,insufficientdirectfinancingsourcesandhighfinancingcost.Inviewoftheexistingproblems,itanalyzesthereasonsforlessresourceaccumulation,lackofscientificfinancingmanagement,lowcreditlevel,singlefinancingchannelandtheneedtostrengthenthefinancingpreferentialpoliciesofsmallandmedium-sizedenterprises,Finally,accordingtothereasons,thispaperputsforwardthecountermeasurestosolvetheproblems,suchasstrengtheningthefinancingbusinessmanagement,improvingtheenterprise'sowncreditlevel,broadeningthefinancingchannels,increasingthegovernmentsupportandperfectingtheevaluationsystem.Keywords:HongyuelectricheatingapplianceCo.,Ltd;Smallandmedium-sizedenterprises;Financing目录摘要.....................................................................................................................................IAbstract..................................................................................................................................II一、引言.....................................................
