摘要：随随着粗放型经济增长的结束，银行的扩张阶段的规模已经结束，一个新的历史拐点已经来临。在此期间，银行的主要矛盾、性能需求以及金融和非金融服务之间不断升级的背后，体现出银行的客户组织能力。为了解决这个主要矛盾，有必要推动银行业改革的供给方，银行回归实体经济的本质，通过提高管理效率，提升管理水平和高效的金融供给，创造新的生产力的跃升，真正的金融的领先优势。关键词：金融；银行；供给侧结构性；改革Abstract:Withtheendwiththeextensiveeconomicgrowth,theexpansionphaseofthebankhasended,anewhistoricalturningpointhasarrived.Duringthisperiod,thebank'sprincipalcontradiction,performancerequirements,aswellasbehindtheescalatingbetweenfinancialandnon-financialservices,reflectingthebank'sabilitytoclientorganizations.Inordertosolvethismajorcontradiction,itisnecessarytopromotethesupplysideofbankingreform,banksreturntotheessenceoftherealeconomy,byimprovingmanagementefficiency,enhancethemanagementlevelandefficiencyoffinancialsupply,createnewproductivityjumped,leadtherealfinancial.Keywords:finance;Banking;supply-sidestructural;reform目录前言..............................................................................................................................1一、供给侧改革的概述..............................................................................................1（一）供给侧改革的内涵..........................................................................................1（二）供给侧改革的原因..........................................................................................1二、供给侧结构性改革的内容...................................................................................1（一）优化劳动力配置..............................................................................................1（二）优化土地和资本配置......................................................................................2（三）提升全要素生产率..........................................................................................2三、助力供给侧改革——以平安银行为例...............................................................2（一）加快自身产能出清..........................................................................................2（二）支持地产去库存增加有效供给.......................................................................3（三）深化事业部改革满足客户全方位需求...........................................................3四、推进银行供给侧改革..........................................................................................4（一）银行供给侧改革的整体思路...........................................................................4（二）银行供给侧改革的布局与节奏.......................................................................5（三）激发市场端的供给活力和服务水平...............................................................5（四）实现中后台的管理变革和机制优化...............................................................6四、结论......................................................................................................................7参考文献......................................................................................................................8前言在国家推动结构调整作为供方的核心改革背景下，基于经营方式粗放的银行已经难以维持需求方面，电子商务，循环经济，共享经济作为新兴的代表经济，财政部门提出较高的要求，银行业作为国民经济的重要...
