摘 要随着我国经济发展与卫生事业不断进步，医疗保险一直是近年来的社会热点话题，大学生作为国家向社会，企业输出的重要人才，他们的健康问题对国家和个人来说都显得尤为重要。就目前来看，现有的医疗保障已不能满足当前的大学生需求，更不能适应社会的深入发展，大学生医疗保险日益显示出一些弊端与不足，基于目前现状，迫切需要对大学生医保进行改革，以促进进一步完善。本文在理论研究的基础上结合实地调研，以咸阳市为例，利用文献研究法，访谈法对几所具有代表性的几所高校进行现状分析研究，并结合咸阳市实际情况做一实地调研，从政府，医疗保险制度，学校以及大学生自身四个方面做客观真实的分析，全面总结出大学生医保目前存在的问题，结合对咸阳几所高校的调研，提出完善高校医保的路径与建议。总体来说，咸阳市大学生医保目前整体水平偏低，须从多方面入手提高大学生医保水平，建立完善的大学生医疗保险体系，在保险大学生基本医疗需求的同时也对深化卫生事业改革具有重要意义。关键词：大学生；医疗保险；现状；问题；建议AbstractWith the continuous progress of China's economic development and health care, Medicare has always been social hot topic in recent years, college students to the society as a national enterprise output important talent, their health is particularly important for States and individuals. For now, available medical care cannot meet the current needs of college students, not to adapt to the social development of college students increasingly shows some shortcomings and deficiencies of medical insurance, based on the current situation, there is an urgent need to college students ' health-care reform, in order to promote further improvement.Paper in theory research of based Shang combined field research, to, Xianyang city, for cases, using literature research method, interview method on several by has representative of several by University for status analysis research, and combined, Xianyang city, reality do a field research, from Government, medical insurance system,...
