复利终值系数复利终值系数〔即复利〕是指在每经过一个计息期后,都要将所生利息参加本金,以计算下期 的利息.这样,在每一计息期,上一个计息期的利息都要成为生息的本金,即以利生利,也就是俗 称的“利滚利〞.复利的计算是对本金及其产生的利息一并计算,也就是利上有利.复利计算的特点:把上期未的本利和作为下一期的本金,在计算时每一期本金的数额是不同的.计算公式复利的计算公式:F=P*〔1+i〕AnF—终值〔n 期末的资金价值或本利和,Future Value〕,指资金发生在〔或折算为〕某一特定 时间序列终点时的价值;P—现值〔即现在的资金价值或本金,Present Value〕,指资金发生在〔或折算为〕某一特定 时间序列起点时的价值;i—计息周期复利率;n—计息周期数.终值系数式中〔1+i〕〞成为一次支付终值系数,可通过复利终值系数表查得.系数表期 数1%2%3%4%5%6%7%8%9%10%11.011.021.031.041.051.061.071.081.091.121.02011.04041.06091.08161.10251.12361.14491.16641.18811.2131.03031.06121.09271.12491.15761.1911.2251.25971.2951.33141.04061.08241.12551.16991.21551.26251.31081.36051.41161.464151.0511.10411.15931.21671.27631.33821.40261.46931.53861.610561.06151.12621.19411.26531.34011.41851.50071.58691.67711.771671.07211.14871.22991.31591.40711.50361.60581.71381.8281.948781.08291.17171.26681.36861.47751.59381.71821.85091.99262.143691.09371.19511.30481.42331.55131.68951.83851.9992.17192.3579101.10461.2191.34391.48021.62891.79081.96722.15892.36742.5937111.11571.24341.38421.53951.71031.89832.10492.33162.58042.8531121.12681.26821.42581.6011.79592.01222.25222.51822.81273.1384131.13811.29361.46851.66511.88562.13292.40982.71963.06583.4523141.14951.31951.51261.73171.97992.26092.57852.93723.34173.7975151.1611.34591.5581.80092.07892.39662.7593.17223.64254.1772161.17261.37281.60471.8732.18292.54042.95223.42593.97034.595171.18431.40021.65281.94792.2922.69283.15883.74.32765.0545181.19611.42821.70242.02582.40662.85433.37993.9964.71715.5599191.20811.45681.75352.10682.5273.02563.61654.31575.14176.1159201.22021.48591.80612.19112.65333.20713.86974.6615.60446.7275211.23241.51571.86032.27882.7863.39964.14065.03386.10887.4002221.24471.5461.91612.36992.92533.6035...