我国中小企业信用担保体系问题研究——以温州中小企业资金链断裂事件为例摘要：随着中国的经济体制的改革，我国的中小企业成为推进国民经济发展的主要力量，也变得越来越促进地区经济增长，是扩大就业的主要载体。但中小企业发展和面临着一个十分严重的问题：融资难、缺乏有效的融资担保成为中小企业发展瓶颈的瓶颈。中小企业信用担保体系的建立如何解决这一难题，解决融资困难提供了一个有效的方法，从而为中小企业提供了一个良好的融资平台。本文主要从中小企业信用担保体系的相关理论基础、经济学解释出发，阐述了我国实行中小企业信用担保体系的必要性，然后分析了我国中小企业信用担保体系的现状，归纳出其中存在的问题，同时通过对温州地区的中小企业信用担保体系进行了研究，通过温州中小企业资金链断裂的现实情况，如何防范资金风险，维护资金安全成为社会关注的热点问题，文章以温州中小企业为分析对象，结合此地区的特殊情况分析资金链断裂的成因，及中小企业管理中存在的问题，并针对发现的问题提出相应的对策。并对中小企业信誉担保中出现的问题进行分析，进而得出建立健全我国中小企业信用担保体系的对策。关键字：中小型企业；信用担保；温州温州；资金链断裂Of the small and medium-sized enterprise credit guarantee system researchWenzhou small and medium-sized enterprise funds-to chain rupture events for exampleAbstract：As China's economic system reform, the medium and small enterprises in China be promoting the development of national economy of main power, it also becomes more and more economic growth in China, is the main carrier of expanding employment. But small and medium-sized enterprise development and faced with a very serious problem: the financing and the lack of effective financing guarantee become small and medium-sized enterprise development bottleneck of bottleneck. Small and medium-sized enterprise credit guarantee to establish the system of how to solve this problem, solve the financing difficulties provides an effective method for small and medium enterprises to provide a good financing platform. T...
