本科论文我国住房公积金制度的发展及对策研究摘 要住房公积金自 1997 年建立以来，对我国的国民经济发挥有很大的作用，其目的是发挥住房保障功能，对当代社会有助推作用.国家建设部最近这几年作出了一系列决定，从制度创新入手。近几年，许多人越来越关注住房公积金制度，全民意识到住房公积金带来的好处,进而采取有效的措施进行优化并进行改善。住房公积金发展将近 30 年，一直处于改善之中，但仍然存在一些问题，当下我们要解决这些疑难杂症，本文目前在住房公积金制度存在的问题展开研究，积极探讨问题的所在之处，并研究出相应的对策，通过分析房公积金在经济建设中的发展问题，得出更有利于解决问题的对策，使住房公积金不断完善，以保障人民的生活，为全社会建立起住房保障机制。关键字：住房公积金制度,研究对策,发展中的问题AbstractHousing Provident Fund since its establishment in 1997,It has a great effect 本科论文on the economic development of our country,and its purpose is to give full play to guarantee ， the Booster of Commercializing and Market-oriented Housing in China.Contemporary housing accumulation fund can not escape from the pace of the times,the Ministry of National Housing anf Construction has made a series of decisions in recent years，Strive to start with system innovation。In recent years. Housing provident fund system has gradually become a hot spot for people from all walks of life to fully understand housing provident fund issues. And then take effective measures to optimize and improve 。 The housing accumulation fund has been improving for nearly 30 years, but there are still some problems，Now we have to deal with these problems.This paper studies the existing problems of the housing accumulation fund system and actively discusses the place of the problems, and the corresponding countermeasures are studied。By analyzing the problems found in the economic construction of the housing accumulation fund, we can get more f...
