英语四级作文预测:移动支付 大家做好准备迎接英语四级考试了吗?诚意整理“英语四级作文预测:移动支付”,只要付出了辛勤的劳动,总会有丰硕的收获!欢迎广大考生前来学习。 英语四级作文预测:移动支付 英语四级考试写作试题 Directions : For this part, you are allowed 30 minutes to write a short essay entitled Mobile Payment following the outline given below. You should write at least 120 words but no more than 180 words. 1. 目前移动支付(手机支付)已经成为一种时尚; 2. 移动支付有诸多好处,但也有安全隐患; 3. 我的提议。 参照答案 Mobile Payment Driven by the explosive growth of online shopping as well as Internet financial services, mobile payment is becoming more and more popular. It is believed that a majority of you have benefited from mobile payment apps such as Alipay and Wechat payment. Mobile payment is both fast and convenient. It allows users to make instant online, in-store and vending machine payments, and generally go about their daily lives without needing to carry cash or a physical wallet. As for businesses, especially small businesses, mobile payment enable them to keep thier operating costs low, increase sales volume, and give their customers the convenient experience and payment flexibility to compete with larger retailers. Despite all the advantages presented above, mobile payment systems are prone to fraud. If the users’ personal and financial information falls into the possession of fraudsters, then they can defraud the users of their money. Therefore, high security risk is the key factor users should take into consideration when making mobile payments. They should pay attention to carefully protect their payment accounts and passwords. Meanwhile, governments should develop a supportive regulatory environment in order to effective...