京津冀区域金融集聚及其变化趋势研究

摘要近年来随着城市化进程的推动，相邻城市间的交互作用日益凸显。在长江三角洲、珠江三角洲建立协同发展战略后，2014 年 2 月，习总书记强调京津冀协同发展也成为重大国家战略。在区域协同发展过程中金融业发挥着重要的作用，金融资本及金融机构的集聚活动己经成为金融业发展的核心推动力。本文将从金融集聚的视角探究京津冀区域金融集聚发展现状及其发展趋势。首先利用金融相关指标对京津冀区域金融业发展现状进行量化分析，可以看到金融业的地位和作用日益提高，京津冀区域的资源分配呈现趋同的态势。接着运用区位熵和金融相关率分别测算京津冀区域金融集聚水平，探究近十年来金融集聚的变化趋势，可以得出金融集聚这一动态过程在时间和空间上的变化历程。然后利用统计学回归分析对京津冀区域城市金融集聚的影响因素进行了探究。最后结合分析结果对未来京津冀区域金融集聚走向进行合理预测，给出促进金融集聚的政策建议。关键词：金融集聚；京津冀区域；区位熵；金融相关率；回归分析AbstractIn recent years, with the progress of urbanization, the interaction between adjacent cities has become increasingly prominent. After establishing a coordinated development strategy in the Yangtze River Delta and the Pearl River Delta, in February 2014, General Secretary Xi stressed that coordinated development of Beijing-Tianjin-Hebei region has also become a major national strategy. In the process of regional coordinated development, the financial industry plays an important role. The accumulation of financial capital and financial institutions has become the core driving force for the development of the financial industry.From the perspective of financial agglomeration, this article explores the current situation and development trend of regional financial agglomeration in Beijing-Tianjin-Hebei region. Firstly, the use of financial-related indicators to quantitatively analyze the status of the development of the financial industry in the Beijing-Tianjin-Hebei region can see that the status and role of the...