我国小微企业融资问题研究

我国小微企业融资问题研究摘 要随着世界进程不断加快，小微企业的融资问题已经成为了全球性的金融问题。在改革开放过程中，我国小微企业获得了突飞猛进的发展，在国民经济中发挥着越来越重要的作用，已成为国民经济的重要支撑力量之一。由于小微企业自身因素和其他社会因素，小微企业融资面临着诸多问题因此本文主要分析了小微企业融资所面临的问题，同时也分析了小微企业和政府、社会应对小微企业融资难题的对策。关键词： 小微企业；融资困境 ；融资渠道Our country small and medium-sized enterprise financing problems research- in huaian fu yi industrial co., LTD., for exampleAbstractAs the world continue to accelerate the process, SMEs financing problem has become a global financial problem. In the process of reform and opening up, China's small and medium-sized enterprises obtain make a spurt of progress of development, plays a more and more important role in the national economy, has become one of the important support strength of national economy. Because of the small and medium-sized enterprise itself factors and other social factors, the financing of small and medium-sized enterprises are facing many problems this paper mainly analyzed the financing of small and medium-sized enterprises are facing problems, but also analyzes the Countermeasures of small and medium sized enterprises and the government, the financing problem of SMEs social response.Key words: small and medium-sized enterprises; Financing difficulties; The financing channels目 录一、引言.................................................................................................................................1（一）研究背景..............................................................................................................1（二）研究意义..............................................................................................................1二、文献综述..............