中国保险业经营现状与发展策略分析

本科论文摘 要自改革开放以来，我国经济体制改革逐步深化，市场愈加健全与完善，与此同时我国保险业也取得了快速发展，但由于起步晚，体制不完善，我国保险市场面临着巨大的挑战。本文从绪论开始，阐明本文研究背景及研究意义，以及主要涉及的内容与研究方法。第二章列举在撰写中所参考的主要文献及分析中国保险市场过程中所运用到的理论基础。第三章从保险业的产生和发展开始，列举国内外保险市场的发展历程，为中国现行保险市场的发展提供借鉴；第四章从操作风险、产业资金安全应用、多元化经营、市场退出和保险监管五个方面来说明中国保险市场现状，分析存在的问题与缺陷；第五章根据第四章存在的问题探讨解决方案，提出建议与发展方案。最后对整篇文章进行总结。关键字：中国保险市场，保险现状，保险发展，保险监管本科论文AbstractWith the deepen of Chinese economic reform and opening to the world,the market economic system has been gradually improved.Chinese insurance industry has achieved rapid development.However,due to the late-start and incomplete reform,Chinese insurance market is facing great challenge.This paper starts from an introduction and clarifies the research background and significance of this article,as well as the main contents and research methods involved.The second chapter lists the main documents referenced in the writing and the theoretical basis used in the analysis of the Chinese insurance market.Chapter three writes the formulation of the emergence and development of the insurance industry,provides references for the development of Chinese current insurance industry by enumerating the development process of domestic and foreign insurance markets.Chapter four explains the current situation of Chinese insurance market from five aspects:operational risk,safe application of industrial funds,diversified operation,market withdrawal and insurance supervision,and analyzes the existing problems and defects,Chapter five discusses the solutions to the pr...