摘要 摘要 主要研究我国汽车保险现状及其未来的发展分析，首先了解与汽车保险相关的理论知识、概念、种类，为论文后续讨论汽车保险行业做基础；然后进一步对目前我国汽车保险发展的现状进行分析，通过对现状的了解，紧接着对中美汽车保险之间的差异进行比较分析，从而发现我国汽车保险产业目前仍然存在着许多问题和不足；之后我们对这些问题和不足进行总结整理概括，并根据我国现实国情提出相应的解决方案和对策；最后对我国未来汽车保险产业的发展趋势进行展望。关键词：汽车保险 车险 车辆保险 机动车辆保险 车险业务 保险车辆 车损险 保险责任范围 第三者责任险 保险 Abstract Abstract This paper mainly studies the present situation and future development of automobile insurance in China. Firstly, it understands the theoretical knowledge, concepts and types related to automobile insurance, which is the basis for the follow-up discussion of automobile insurance industry. Then it further analyzes the current situation of the development of automobile insurance in China, through the understanding of the current situation, followed by a comparative analysis of the differences between China and the United States in automobile insurance. Therefore, it is found that there are still many problems and shortcomings in the automobile insurance industry of our country at present. After that, we summarize these problems and shortcomings, and put forward the corresponding solutions and countermeasures according to the actual situation of our country. Finally, we look forward to the development trend of Chinaundefineds automobile insurance industry in the future.Key Words：Automobile insurance; vehicle insurance; motor vehicle insurance; vehicle damage insurance; liability insurance; third party liability insurance; insurance目录目录绪论............................................1第一章 汽车保险概述.............................31.1 汽车保险的含义........
