本科论文摘 要近年来,我国商业银行绿色金融快速发展。绿色金融的实施,不仅使商业银行突破了现存瓶颈,也有助于环境问题的改善,商业银行绿色金融创新对我国经济增长模式的转变以及环境问题的改善具有深远意义。目前,我国商业银行绿色金融尚处于发展完善阶段,对绿色金融产品创新动力不足,在实施过程中缺乏实践经验。本文通过对商业银行绿色金融存在的问题及其原因进行分析,发现商业银行在进行绿色金融管理、实践、产品创新以及运行方面的不足,结合国外商业银行发展绿色金融的实践经验,从我国国情出发,创新发展适合中国国情的绿色金融,建设集财政、金融和税收于一体的全方位“绿色金融”体系,释放市场力量,实现绿色发展。关键词:商业银行,绿色金融,创新,发展本科论文AbstractIn recent years, the green finance of China's commercial banks has developed rapidly. The implementation of green finance not only breaks the existing bottleneck of commercial Banks, but also contributes to the improvement of environmental problems. The innovation of green finance in commercial Banks is of far-reaching significance to the transformation of China's economic growth model and the improvement of environmental problems. At present, the green finance of China's commercial banks is still in the stage of development and improvement, and it has insufficient motivation to innovate green financial products, and lacks practical experience in the implementation process. This paper analyzes the problems and causes of green finance of commercial banks, and finds the deficiencies of commercial banks in green financial management, practice, product innovation and operation. Combining the practical experience of foreign commercial banks in developing green finance, starting from China's national conditions , Innovate and develop green finance that suits China ’s national conditions, build a comprehensive “green finance” system that integrates finance, finance, and taxa...