我 国 商 业 银 行 绿 色 金 融 发 展 研 究摘 要近年来，全球气候变化越发明显，全球变暖正变得越来越严重。自然灾害频繁发生，生态环境逐渐恶化。国内一些城市也频繁出现了雾霾天气，环境污染问题已成为当今中国的重大现实问题。因此，现阶段对我国来说发展低碳经济是必然的选择和出路。商业银行在绿色金融以及我国的金融资源管理领域显示着自身重要的领导性作用。商业银行作为社会经济活动的总枢纽，在引导社会经济资源配置、促进生态建设、实现人与自然和谐相处等方面具有积极的义务与重大的责任。由于我国在金融发展领域起步较晚，绿色金融在商业银行运行过程中仍然处于不完善的状态，目前我国商业银行的绿色金融还处于初级阶段，各方面仍不完善。本文通过对绿色金融进行充分认识，并以兴业银行金融业务为案例进行研究探讨。通过对其金融业务的研究，广泛的借鉴世界范围内银行绿色金融经验，积极的发现问题的存在，针对问题结合相关资料，提出本文的对于绿色金融发展的措施。关键词：绿色金融；商业银行；赤道原则 II Research on Green Finance Development of Commercial Banks in ChinaABSTRACTGlobal warming is becoming more and more serious in recent years. Natural disasters occur frequently and the ecological environment deteriorates gradually. In some cities in China, the haze weather is frequent, and environmental pollution has become a major reality problem in China. Therefore, it is an inevitable choice and outlet for China to develop a low-carbon economy at this stage. Commercial Banks, because of their central role in the allocation of financial resources to China, also decided to become the dominant force in green finance. As the main hub of social and economic activities, commercial Banks are responsible for guiding the allocation of social and economic resources, promoting ecological construction, and realizing harmonious coexistence between man and nature. However, at present, the green finance of commercial Banks in China is still in the initial stage, and all aspect...
