本科论文摘 要随着经济发展和社会进步,科技技术逐渐涉及各个领域,而本文研究主要针对商业银行中科技金融的应用发展展开研究。对于科技与金融的结合,实际二者是相辅相成的关系,对于商业银行的未来发展,离不开科技金融做支撑,一方面,我国商业银行适应国情在过去发展一直较为单一,经营观念比较落后;另一方面,许多新生企业需要商业银行提供资金支持,从而出现的商业银行资金匮乏无法支援,导致了许多中小企业难以建设,所以积极发展商业银行科技金融将在我国当前的发展转型之中作为重要的一环。综上,本文借此现状对于商业银行陆续开展的科技金融业务进行研究分析。关键词 科技金融,商业银行,应用发展本科论文ABSTRACTWith the economic development and social progress, science and technology gradually involved in various fields, and this paper mainly focuses on the application and development of science and technology finance in commercial banks. For the combination of science and technology and finance, they are actually complementary. For the future development of commercial banks, science and technology and finance are indispensable. On the one hand, China's commercial banks have been relatively single in adapting to the national conditions in the past, and their business concepts are relatively backward. On the other hand, many new enterprises need the financial support of commercial banks, so the commercial banks' capital emerges Lack of support from the golden chamber has made it difficult for many small and medium-sized enterprises to build. Therefore, the active development of science and technology finance of commercial banks will be an important part of China's current development and transformation. To sum up, this paper takes advantage of the current situation for commercial banks to carry out research and analysis of science and technology finance business.Key Words Technology finance, Commercial bank, Application ...