广州大学本科毕业论文论文题目: 第三方支付对商业银行的业务的影响与对策 学 院:经济与统计学院 专 业:金融学 班 级: 姓 名: 学 号: 指导老师: 填表日期: 教务处第三方支付对商业银行业务的影响与对策摘 要 随着互联网技术的不断提高,它与人们的日常生活更加密切,由于 可以极大的方便人们的生活,很多人都对它形成了依赖感。购物是人们日常生活中的重要组成部分,支付是其中最为关键的中间环节,而第三方支付已经成为支付方式中的重要组成部分,同时还在以一种难以想象的速度不断进展,目前已经对商业银行业务产生了影响,为商业银行的进展带来了挑战,为了能够应对挑战,本文将对此展开分析并提出针对性的改革策略,为商业银行的改革提供理论借鉴.关键词: 第三方支付;商业银行;银行业务;影响;对策AbstractWith the continuous improvement of Internet technology, it is more closely related to people's daily life, because it can greatly facilitate people's lives, many people have a sense of dependence on it。 Shopping is an important part of people's daily life, is in the middle of the payment is the key link which has become an important part of the payment of Internet payment, but also with an unimaginable speed development, at present already on the commercial bank payment and settlement business impact and challenge for the development of commercial banks, in order to cope with the challenge , this paper will analyze and put forward the corresponding reform strategy, provides a theoretical reference for the reform of commercial banks。Key words : Internet payment; commercial bank; payment and settlement business; influence; countermeasure目 录1 绪论..............................................................41 。 1 本文的选题背景、讨论目的和意义 .............................. 4 1.2 国内外讨论现状 ............................................... 4 1.2.1 国外讨论现状 ........................................... 4 1 。 2 。 2 国内讨论现状 ....