I目 录摘 要......................................................................................................................................................................IAbstract..............................................................................................................................................................II一、绪论..............................................................................................................................................................1（一）选题背景及意义..............................................................................................................................11.选题背景..........................................................................................................................................12.研究意义..........................................................................................................................................2（二）国内外信用贷款风险控制的研究现状...........................................................................................21.国外研究现状..................................................................................................................................22.国内研究现状..................................................................................................................................43.研究评述..........................................................................................................................................5（三）研究方法和研究框架.......................................................................................................................51.研究方法..........................................................................................................................................52.研究框架..........................................................................................................................................5二、个人信用贷款风险控制的...
