本科论文摘 要随着金融科技的快速发展,我国在金融监管方面所存在的缺陷日益显现。本文首先对金融科技的概念及发展过程进行简要的论述,并在此基础上结合我国经济的发展,阐述上研究了对金融科技对金融业推动作用。其次进一步分析了金融科技快速发展所带来的各种风险,从而引出金融科技蓬勃发展下金融监管的不可或缺性。然后对我国目前金融科技及金融监管方面存在的问题进行了分析,结合我国自身发展的现状与国外采取的一些措施,来弥补我国目前存在的监管漏洞,健全相关的法律法规,从而能够推动金融科技与金融监管协同发展,营造一个良好健康的经济发展大环境。关键词:金融科技,金融监管,互联网,监管沙盒本科论文Abstract With the rapid development of financial science and technology, the defects of financial supervision in China are increasingly apparent. This paper first discusses the concept and development process of financial science and technology, and on this basis, combined with the development of China's economy, studies the role of financial science and technology in promoting the financial industry. Secondly, it further analyzes the risks brought by the rapid development of financial technology, which leads to the importance and necessity of financial supervision under the vigorous development of financial technology. This paper analyzes the problems existing in the supervision of financial science and technology in China, combining with the current situation of our own development and some measures taken abroad, to make up for the current supervision loopholes in China, improve the relevant laws and regulations, so as to promote the coordinated development of financial science and technology and financial supervision, and create a good and healthy environment for economic development.Key words:Financial technology,Financial regulation,Internet,Regulatory sandbox本科论文目 录前 言---------------------------------------------------...