金融-我国互联网金融风险研究论文设计VIP专享

【摘要】随着科学技术的不断发展、互联网资源的不断拓宽，越来越多的行业领域和互联网结合并形成新兴的产业模式。其中，互联网与传统金融有机结合而诞生的互联网金融在我国正迎着朝阳飞速发展。互联网金融相对于传统金融而言，有着覆盖广、效率高、成本低等特点，对我国经济社会发展和人民生活水平提高都起到了非常积极的作用。同时，互联网金融也有着自身特有的高风险特征。本文从互联网金融风险管理的相关理论入手，探析我国互联网金融所面临的风险隐患，站在政府、金融机构以及用户三者不同的角度上提出防控风险的措施和意见建议。【关键词】互联网金融 风险管理 防控措施Abstract:With the continuous development of science andtechnology, continuously expanding Internet resources, more and more industriesand the Internet combine and form a new industry model. Among them, thecombination of Internet and traditional banking and finance in the birth of theInternet rapid development, China is facing the sun. Compared with traditionalInternet banking financial terms, it has wide coverage, high efficiency, lowcost, for China's economic and social development and improved living standardshave played a very active role. At the same time, the Internet also has its ownunique financial high-risk characteristics. In this paper, the theory offinancial risk management Internet start of China's Internet potential risksfaced by the financial standing government, opinions and suggestions putforward measures and risk prevention and control of financial institutions andusers three different angles.Key Words:Internet financial risk Riskmanagement Control measures引 言面对计算机、互联网、大数据、云计算等信息技术的飞速发展，互联网平台和互联网资源已经深入到人们生产生活的方方面面。信息技术的革命性发展为社会的进步和人们生活水平的提高带来了无比的便捷，同时也诞生了一批新兴的互联网产业，其中，互联网金融正是互联网与传统金融业有机结合而产生的。我国的互联网金融虽然起步较晚，但是由于受众广、影响大、模式多等特点...