I科技型中小企业融资难的成因及对策研究——基于杭州市的的调研摘 要随着科技的进步和发展,科技型中小企业在我国的地位慢慢凸显出来,但发展的同时又出现了很多的问题。而本文主要研究的是杭州市科技型中小企业融资难的原因以及解决方法,从杭州市的调研中了解我国科技型中小企业的发展状况研究这个课题可以让我们明确科技型中小企业的含义与内容,梳理科技型中小企业融资过程中遇到的问题并且深入研究融资难的成因和解决对策,最后借鉴其他市已经成功的解决对策,为杭州市解决问题或者为其他省或者市提供经验。本文主要是通过文献分析法和案例分析法来研究这个课题,从各方面具体了解科技型中小企业在我国为什么会有融资难的问题。关键词:科技进步;杭州市科技型中小企业;融资难;成因;对策;IIResearch on the causes and Countermeasures of financing difficulties of small and medium-sized scientific and technological enterprises——Research Based on HangzhouAbstractWith the progress and development of science and technology,the status of small and medium-sized technology-based enterprises in China is gradually emerging,but at the same time, there are many problems.This paper mainly studies the reasons and solutions for the financing difficulties of small and medium-sized technology-based enterprises in Hangzhou,from the investigation in Hangzhou, we can understand the development of small and medium-sized science and technology enterprises in China.Research on this topic can help us to clarify the meaning and content of small and medium-sized technology-based enterprises,sort out the problems encountered in the financing process of small and medium-sized technology-based enterprises and study the causes of financing difficulties and solutions.Finally, we should learn from the successful solutions of other cities,solve problems for Hangzhou or provide experience for other provinces or cities. This paper mainly studies this subject through literature analysis and...