I我国中小企业的财务风险分析及规避建议摘要我国中小企业遍布，数量众多且对我国经济发展、创新推动、产品出口和就业增加等发挥了重要作用，但其经营活动难免会遇到各种来源的财务风险。本文对财务风险形成因素作分析，并提出对应的规避措施，给予能为企业创造相对稳定的发展环境，保证企业正常持续经营的相关建议。关键词：中小企业；财务风险；规避IIAn Analysis of financial risk of small and medium-sized enterprises in ChinaAbstractChina's small and medium-sized enterprises are all over the country, a large number and play an important role in China's economic development, innovation promotion, product export and employment increase, but its business activities will inevitably encounter various sources of financial risks. This paper analyzes the forming factors of financial risk, and puts forward corresponding evading measures, which can create a relatively stable development environment for enterprises and ensure the normal continuous operation of enterprises.Key words: Small and medium enterprises; Financial risk; Elusion III目 录摘 要........................................................................IAbstract.....................................................................II一、引言......................................................................1（一）研究背景和意义......................................................1（二）研究的思路和方法....................................................1二、中小企业及其财务风险的一般概述............................................2（一）中小企业及其在国民经济中的地位......................................2（二）中小企业财务风险概念................................................2（三）中小企业财务风险的特点及危害........................................3 （四）中小企业财务风险的管理理论．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．3三、我国中小企业存在的财务风险的类型.......................................
