目 录摘要及关键词................................................................1引言........................................................................31 中小企业融资现状分析......................................................31.1 中小企业的定义..........................................................31.2 中小企业融资现状........................................................32 中小企业融资困难存在的问题................................................52.1 中小企业现代管理制度不完善..............................................52.2 中小企业信用等级低，缺乏信用担保体系....................................52.3 融资成本高..............................................................62.4 融资渠道窄和融资手段单一................................................62.5 与中小企业之间信息不对称................................................72.6 政府扶持力度小..........................................................73 互联网金融背景下融资模式的优劣势..........................................83.1 互联网金融概述..........................................................83.2 互联网金融融资模式分类..................................................93.3 互联网金融背景下融资模式的优势分析......................................93.4 互联网金融背景下融资模式的劣势分析.....................................104 针对中小企业融资难的问题提出对策.........................................114.1 完善中小企业自身内部管理制度...........................................114.2 中小企业要提高自身信誉.................................................114.3 政府加大扶持力度，建立信用担保体系.....................................114.4 拓宽中小企业融资渠道...................................................125 结论.....................................................................12参考文献：.................................................................12致谢：.....................................................................141互联网金融背景下中小企业融资模式研究在对内改...
