本科论文摘 要本文开始便对本课题目前的发展状况进行了深入探讨，并以此为基础对互联网金融进行介绍，然后系统的阐述了本文所要研究的内容以及采用的方法。其次通过各种文献资料，以 P2P 网络信贷为例对互联网金融进行研究，运用相关数据信息进行论证，从而发现相比起金融企业的迅猛发展，我国金融监管方面还不够完善，立法进程比较滞后，金融市场的稳定还存在很大的问题，如“e 租宝跑路事件”。所以针对互联网金融在经营过程中所存在的漏洞，应该对金融监管制度与监管体系的建设、保证消费者合法权益等问题进行改进。最后通过借鉴英美在金融监管方面所采取措施，为营造更加健康、高效的金融市场提出了一些自己的见解，以期互联网金融在金融市场上更具有竞争力。关键词：互联网金融，金融监管制度，P2P 网络信贷，监管体系本科论文AbstractThis article begins with an in-depth discussion of the current development of this subject, and on this basis, introduces Internet finance, and then systematically elaborate on the content and methods used in this article. Secondly, through various documents at home and abroad, taking P2P online credit as an example to study Internet finance, and using relevant data and information for demonstration, it is found that compared with the rapid growth of financial companies, China's supervision system is still not perfect, and the legislative process is lagging There are still major problems in the stability of the financial market, such as the "e Zoubao Run Road Incident". Therefore, in view of the loopholes in the operation process of Internet finance, problems such as the construction of financial supervision system and supervision system and the guarantee of consumers’ legitimate rights and interests should be improved. Finally, by drawing on the measures taken by the England and the America in financial supervision, they provide some insights for creating a healthier and more efficient financial market, with a ...
