目录一、引言 .......................................... 1 一、概述我国失能老年人的规模、变化趋势及特征........................................................1（一）我国城乡失能老人的生存状态...........................................................................1（二）我国失能老年人口预测.........................................................................................2二、失能老人生活状况引发的护理服务需求.....................................................................2（一）失能老人对生活照料的需求................................................................................3（二）失能老人对护理服务的需求................................................................................3三、失能老人护理服务需求增长和供给不足的矛盾........................................................3（一）家庭规模小型化导致失能老人照料供给不足................................................3（二）养老机构发展滞后导致失能................................................................................4（三）长期护理的高成本导致失能老人护养供给不足............................................4四、建立“长期护理保险”制度，化解失能老人生活风险..........................................5（一）在制度的建立模式上.............................................................................................5（二）在保障对象上...........................................................................................................5（三）在基金筹集上...........................................................................................................6（四）在服务提供上...........................................................................................................6（五）在风险控制上...........................................................................................................7（六）在实施步骤上...........................................................................................................7结语...........................................
