I互联网金融的风险评估与政府监管研究摘 要“互联网金融”是指互联网与金融相结合而形成的一种新的金融产业状态，这种新型的金融模式可以丰富金融领域的产品和服务，并改善和促进整个金融体系的建设。然而，这种融资也存在某些风险，这些风险不利于在运营和管理过程中进行顺畅的监管，从而可能导致金融部门发生许多不良犯罪行为，从而导致监管方面出现许多问题。随着近几年金融业的发展，政府及相关部门发现了很多问题，政府对此予以了重视，制定了许多行业规范和管理措施来规避各种风险，但是仍然存在监督不足和漏洞。本文根据互联网金融发展的实际情况，详细介绍政府互联网金融监管中存在的主要问题，更多地了解监管问题的主要原因，并提供政府监管以应对互联网金融风险的建议和控制措施，有效地监管非法事件，平衡创新与法规限制之间的关系，引导互联网金融走向健康、快速的发展道路。关键词：互联网金融；风险评估；政府监管IIResearch on the risk of Internet Finance and Government supervisionAbstract"Internet finance" refers to a new financial industry state formed by the combination of Internet and finance. This new financial model can enrich products and services in the financial field, and improve and promote the construction of the entire financial system. However, there are also some risks in this kind of financing, which are not conducive to smooth supervision in the operation and management process, which may lead to many bad criminal behaviors in the financial sector, leading to many problems in supervision. With the development of financial industry in recent years, the government and related departments found many problems, the government paid attention to this, formulated many industry norms and management measures to avoid various risks, but there are still insufficient supervision and loopholes. According to the actual situation of the development of Internet finance, this paper introduces in detail the main problems existing in the government's Internet fina...
