EXPLANATION再保险reinsurance原保险人original insurer 分出公司ceding company再保险分出人 reinsured再保险人reinsurer分入公司ceded company自留额retention (自负责任)分保额ceding amount再保险费 reinsurance premium (分保费)再保险佣金 reinsurance commission(分保手续费)转分保retrocession比例再保险:proportional reinsurance非比例再保险:non-proportional reinsurance超过损失再保险:excess of loss reinsurance成数再保险:quota share reinsurance溢额再保险:surplus reinsurance线数:lines起赔点:priority/underlying retention(分出公司自负责任额)最高责任额:top limit/ceiling figure险位超赔再保险:excess of loss per risk basis普通超赔保障:working cover事故超赔再保险:excess of loss per event/occurrence basis异常灾害再保险:catastrophe cover分层再保险:reinsuring in layers赔付率超赔再保险:excess of loss ratio损失中止再保险:stop loss reinsurance(停止损失再保险)共命运条款:follow the fortunes clause(同一命运条款)错误或遗漏条款:errors or omissions clause(过失或疏忽条款)检查条款:inspection clause(保护缔约双方权利条款