贵州省信用保证保险对中小企业发展促进作用研究摘要:信用保证保险在解决中小企业发展问题的过程中发挥着巨大作用。本文在理清作用的基础上,重点考察贵州省促进中小企业发展的现状,指出政府、保险企业和保险协会三方在发挥保证保险业务促进作用时起到的重要作用,但是仍然存在执行力度不够中小企业认识不够、保险公司因风险大没有提供信用保证保险等问题。最后从政府、中小企业和保险公司 3 方角度,针对性地提出建议,以期更好地发挥促进贵州省中小企业经济上的发展。关键词:中小企业;信用保证保险;融资 Credit Guarantee Insurance for the Development of Small and Medium-sized Enterprises in Guizhou ProvinceAbstract: Credit guarantee insurance plays an important role in solving the problems of small and medium-sized enterprises .In this paper, on the basis of clear effect, focuses on the status quo, to promote the development of small and medium-sized enterprises in guizhou is pointed out that the government, insurance companies and insurance association when play a role of guarantee insurance business to promote play a important role, but there are still not enough enforcement, small and medium-sized enterprises, the insurance company refused a risky new insurance business. Finally, from the perspective of the government, small and medium-sized enterprises and insurance companies, targeted Suggestions are put forward to better promote the economic development of small and medium-sized enterprises in GuiZhou Province. Key words: middle and small-sized enterprises ; Credit and Guarantee Insurance; financingI目 录摘要.............................................................................................................................................ⅠAbstravt.......................................................................................................................................Ⅰ1 绪论.....................................................