目 录摘 要................................................................................................................IAbstract.................................................................................................................II引 言...............................................................................................................11 互联网消费信贷概述........................................................................................21.1 互联网消费信贷概念.................................................................................21.2 互联网消费信贷特征.................................................................................31.2.1 产品具有消费性和广泛性..................................................................31.2.2 互联网消费信贷具有技术性..............................................................31.2.3 互联网消费信贷服务具有便捷性......................................................32 互联网消费信贷现存的法律问题....................................................................42.1 监管体系的不完善.....................................................................................42.2 举证责任困难.............................................................................................42.3 司法解决纠纷受限.....................................................................................53 互联网消费信贷法律性质分析........................................................................63.1 互联网消费信贷主体.................................................................................63.2 互联网消费信贷涉及的法律关系.............................................................63.3 互联网消费信贷涉及的损害行为.............................................................73.3.1 贷款人的侵权形式..............................................................................73.3.2 借款人的违约行为..............................................................................84 国...