基于电子商务的传统银行业网络化创新摘 要随着信息技术与电子商务的发展以及广泛的应用，我国传统银行业网络化创新已成为一个必然的趋势。网络银行是电子商务环境下一种新型的银行服务方式，在慢慢的影响人类的生活与工作，网络银行成功的改变了传统银行业务的处理模式，可以为银行的客户来提供全方位和全天候便捷的服务，有着效率非常高和成本较低以及灵活性较强等特点，分析了电子商务和网络银行的产生以及发展背景，对网络银行优势以及现阶段出现的主要问题，提出了发展传统银行业网络化创新的对策。关键词：电子商务；传统银行业；网络银行；Based on the electronic commerce traditional banking network innovationiAbstractWith the development of IT and e-commerce as well as a wide range of applications, our traditional banking network innovation has become an inevitable trend. Internet banking is a new way of banking services in the e-commerce environment, slowly affect human life and work, online banking has changed the traditional banking business processing model for the bank's customers to provide comprehensive and all-weather convenient services, with efficiency is very high and the lower cost and flexibility of a strong, generation and development background of e-commerce and online banking, the advantages of online banking, as well as the main problem at this stage, the development of traditional banking industry network for innovative strategies.Key Words：E-commerce；Internet banking；Traditional banking；目 录摘要...........................................................................iAbstract......................................................................ii第一章 引言....................................................................1第二章 电子商务概述............................................................1第三章 网落银行的特点及其对银行业发展的影响....................................23.1 网络银行的概述......................................................
