Sme financing problems related to the analysis First small and medium—sized enterprises financing status Reform and opening up china for 30 years of small and medium—sized enterprises obtained arapid development of enterprises 99 of the small and medium-sized enterprises of our countrymore than 60 GDP contribution tax over 50 provides 70 of import and export trade and80 of urban jobs. Small and medium-sized enterprises in our country is also an important powerof independent innovation 66 of invention patent 82 of new product development of smalland medium-sized enterprises from small and medium—sized enterprises has become the economicprosperity expanding employment adjusting structure promote innovation and new industriesof important strength. From 80 years since the outbreak of the international financial crisis the implementation ofthe positive fiscal policy and loser monetary policy but no small and medium-sized enterprisesfrom the proactive fiscal policy and moderate looser monetary policy benefit directly for instanceof the new 2025 225 million small loan only more than previous year but rose 1.4 only theloans increased 14.9 09 year three months of national credit increased 48 trillion includingloans to small and medium-sized enterprises increased amount only less than 5 .Current loanfinancing difficult has become the bottleneck of restricting the development of small andmedium—sized enterprises and small and medium—sized enterprise production and managementfaced difficulties according to the state statistical bureau of statistics and letter until the and of2025 in the small and medium-sized enterprises of production or collapse closed accounts forabout 7。5the urban employment this situation is not only more...