国外汽车消费信贷以及对我国的借鉴Foreign Automobile Consumption Credit and Reference to China 摘要在经历了百年一遇的经济危机之后，各国政府相继出台了刺激经济发展的计划。我国政府也在这一特殊时刻加快出台各项政策促进经济增长方式由投资拉动朝依靠内需转变。汽车下乡政策等正是在这一背景下出台的。本文正是希望通过探讨促进汽车金融公司发展来促进汽车消费信贷从而拉动汽车消费，在汽车产业链的带动下带动整个经济的增长。本文将从汽车消费信贷在发展中产生的种种问题出发，以此作为探讨的基础，作分析与研究。解决目前汽车信贷消费的问题，加快建设个人的征信系统是必不可少的，必须建立全面的消费信贷体系，才能更好的建设美好的生活，推动社会进步。关键词：汽车消费信贷；信用体系；对策Abstract Experienced in the worst flooding in years after the economic crisis, governments have issued the economic stimulus plan. Our government is also in this special moment to speed up the policy on promoting economic growth by investment demand to rely on domestic demand to change. It is in the countryside policy car that background on the introduction of the. This paper is the hope that through promote automobile financial company development to promote the consumer credit and pull the automobile consumption, in car industry chain drive the driving economic growth. This paper from the car consumer credit in developing produce all kinds of problem, we discussed this as the basis, research and analysis. To solve the problem of car credit consumption, speed up the construction of personal credit reporting system is essential, must set up the comprehensive consumer credit system, and can better construction good life, and promote social progress. Keywords: Automobile consumption credit; Credit system; Countermeasures 目录一、前言............................................................1二、何谓消费信贷？..................................................1...
