中国农业银行柳州分行表外业务的探究分析研究 财务会计学专业

关于中国农业银行柳州分行表外业务的探究摘要：从二十世纪七八十年代开始，西方商业银行形成了一股开发新业务的浪潮，作为金融创新重要组成部分的表外业务空前活跃。表外业务具有成本低、收益高、对资本要求少，并能在一定程度上规避风险等特点，不但为现代商业银行注入巨大的活力，而且起到了服务客户、稳定客户、促进传统资产负债业务发展的作用。当前，我国商业银行表外业务规模小、品种单一，尚处于起步阶段，具有很大的潜在发展空间。本文以农行柳州市分行银行表外业务为研究对象，分析了其表外业务现状及存在的问题；随即从实践角度出发，提出了影响农行柳州分行的因素，结合农行柳州银行表外业务发展的实际情况，提出了相关意见建议。关键词：商业银行；表外业务；探究；风险监管 Abstract: from the beginning of the seventy or eighty's of the twentieth Century, western commercial banks have formed a new business development tide, as an important part of financial innovation of OBSA unprecedented active. Off balance sheet business has the advantages of low cost,higyield, few requirements for capital, and can avoid the risk characteristics in a certain extent, not only inject great vitality into modern commercial banks, but also to customer service, customer, and promote the stable development of traditional assets and liabilities business role. At present, our country commercial bank OBSA in small scale, single variety, is still in the initial stage, has great development potential space. In this paper, the Agricultural Bank of China Liuzhou branch bank's off balance sheet business as the research object, analyses its off balance sheet business situation and the existing problems; then from the practical point of view, put forward the influencing factors of the Agricultural Bank of China Liuzhou branch of the Agricultural Bank of China Bank of Liuzhou, combined with the actual situation of the table business development, put forward rele...