第1页共73页编号：时间：2021年x月x日书山有路勤为径，学海无涯苦作舟页码：第1页共73页一、个人储蓄存款..........................................................................................................................2（一）、人民币储蓄存款.......................................................................................................21、活期储蓄....................................................................................................................22、整存整取....................................................................................................................43、零存整取....................................................................................................................44、整存零取....................................................................................................................55、存本取息....................................................................................................................66、通知存款....................................................................................................................77、定活两便....................................................................................................................88、定期教育储蓄............................................................................................................9（二）、外币储蓄................................................................................................................111、外币活期储蓄..........................................................................................................112、外币定期储蓄..........................................................................................................11（三）、储蓄国债................................................................................................................121、电子式国债..............................................................................................................122、凭证式国债..............................................................................................................13二、阳光卡....................................................................................................................................14（一）、阳光借记卡............................................................................................................14（二）、存贷合一卡............................................................................................................17（三）、小银行家卡............................................................................................................19（四）、新阳光卡................................................................................................................19（四）、福禄寿喜卡............................................................................................................21三、特色功能................................................................................................................................23（一）、阳光加息宝............................................................................................................23（二）、薪资理财通............................................................................................................23（三）、阳光定存宝........
