金融产品汇编第三册(交通银行、中信银行、华夏银行、光大银行、平安银行)目录十一、交通银行.............................................................................................................................3(一)小企业信贷产品...........................................................................................................3(1)创业一站通.............................................................................................................3(2)银保通.....................................................................................................................4(3)网上应收账款质押贷款.........................................................................................6十二、中信银行...............................................................................................................................7(一)小企业金融...................................................................................................................7(1)信捷贷.....................................................................................................................7(2)种子贷.....................................................................................................................9(3)商户贷...................................................................................................................10(4)POS贷...................................................................................................................11十三、华夏银行.............................................................................................................................12(一)个人贷款.....................................................................................................................12(1)个人委托贷款.....................................................................................................12(2)个人消费履约保函业务.......................................................................................14(3)个人信用贷款.......................................................................................................16(二)公司金融-融资业务...................................................................................................17(1)信用贷款...............................................................................................................17(2)单位定期存单质押贷款.......................................................................................18(3)银团贷款...............................................................................................................18(4)出口退税账户托管贷款.......................................................................................20(三)小企业“O2O”产品系列...........................................................................................20(1)网络贷产品...........................................................................................................20(2)年审制贷款...........................................................................................................21(3)宽限期还本付息贷...............................................................................................22(4)循环贷........................................................................................................