我国五大商业银行竞争力分析VIP免费

目录摘要··································································1Abstract······························································2前言··································································3一、商业银行竞争力的理论分析········································4（一）国外对商业银行竞争力的理论分析..........................4（二）国内对商业银行竞争力理论分析............................5二、我国五大商业银行的竞争力评价指标设计构造·······················6（一）商业银行竞争力评价指标选择原则..........................7（二）商业银行竞争力评价指标选择..............................7（三）商业银行竞争力评价指标的构建............................8三、我国五大商业银行竞争力的综合评价实证分析·······················9（一）我国五大商业银行竞争力的比较实证研究....................9（二）我国五大商业银行竞争力的综合评价分析...................16四、提高我国五大商业银行竞争力的途径分析和建议····················17（一）提高风险管理能力，增强安全性和盈利能力.................17（二）改善银行的业务构成提高金融创新，增强盈利性............18（三）采用先进的流动性管理方法...............................18（四）合理控制资本充足度.....................................18（五）提高服务水平，培养核心客户.............................19参考文献·····························································19致谢·····························································20第1页共40页编号：时间：2021年x月x日书山有路勤为径，学海无涯苦作舟页码：第1页共40页我国五大商业银行竞争力分析摘要金融是现代经济的核心，商业银行则是金融宏观调控的市场基础。中国金融业已经对外全面开放，我国银行业的生存环境发生了重大的变化。本文主要研究的是我国五大商业银行（中国银行、建设银行、交通银行、工商银行和农业银行）。文章对五大商业银行的安全性、流动性、盈利性和资本充足度这四方面建立实证研究指标体系，通过和汇丰银行相关指标进行对比来真实反映我国五大商业银行的竞争力，并反映我国五大商业银行与外资银行间竞争力方面的差距。文章最后对提高我国五大商业银行竞争力方面提出几点建议，以有利于提高我国五大商业银行竞争力。关键词：商业银行竞争力指标体系第2页共40页第1页共40页编号：时间：2021年x月x日书山有路勤为径，学海无涯苦作舟页码：第2页共40页AbstractFinanceisthecoreofmoderneconomy，commercialbanksaremarket-basedfinancialmacro-control.OutsideofChina'sfinancialindustryhasfullyopen,thelivingenvironmentofChina'sbankingindustryhasundergonemajorchanges.Thispaperstudiesthecountry'sfivemajorcommercialbanks(BankofChina,ConstructionBankofCommunications,IndustrialandCommercialBankofChinaandAgriculturalBank).Articleonthefivemajorcommercialbanks,thesafety,liquidity,profitabilityandcapitaladequacyofthefouraspectsofanempiricalindexsystem,andHSBCbycomparingrelevantindicatorstotrulyreflectthecountry'sfivemajorcommercialbanks,competitiveness,andtoreflectthecountry'sfivemajorbetweencommercialbanksandforeignbankscompetitivenessgap.FinallytoimprovethecompetitivenessofChina'sfivemajorcommercialbankstoputforwardsomesuggestionstohelpimpro...