商业保理（深圳）有限公司风控调查报告融资企业融资金额融资期限增信措施二〇一年月日目录一、企业基本情况........................................................................................................................21.企业基本资料......................................................................................................................22.股东情况及组织结构..........................................................................................................23.实际控制人和核心管理层情况..........................................................................................23.1实际控制人...............................................................................................................23.2财务总监...................................................................................................................34.主要关联企业信息..............................................................................................................35.企业经营信息......................................................................................................................35.1主营业务收入与利润占比分析...............................................................................35.2上下游客户及结算方式分析...................................................................................35.3主营收入核实情况...................................................................................................45.4企业财务状况...........................................................................................................45.5近期财务数据说明...................................................................................................65.6主要财务指标分析...................................................................................................7二、企业、企业实际控制人信用及担保情况......................................................................76.企业借款及担保情况..........................................................................................................76.1企业贷款卡情况.......................................................................................................76.2企业与银行借贷情况...............................................................................................86.3企业及企业实际控制人征信情况...........................................................................8三、融资的用途及还款来源分..............................................................................................87.融资用途及合理性分析......................................................................................................88.还款来源及企业还款计划..................................................................................................8四、拟转让应收账款分析......................................................................................................89.贸易背景真实性分析..........................................................................................................810.应收账款转让形式............................................................................................................811.回款可行性分析................................................................................................................8五、总体风险结论分析.......................................
