StrictlyPrivateandConfidential绝密InformationMemorandumProjectGinkgoSeptember25,2007目录第一章释义.................................................11第二章概览.................................................13一、行业概述..........................................................13（一）概述............................................................13（二）国内城市商业银行的发展历程......................................14（三）国内银行业市场格局..............................................15二、公司简介..........................................................17（一）概况............................................................17（二）本行组织结构....................................................17三、股权结构..........................................................19四、业务模式..........................................................19五、业务特点..........................................................19六、经营战略..........................................................20七、治理结构..........................................................20八、管理团队..........................................................20九、财务状况..........................................................20十、引资概要..........................................................21第三章投资亮点.............................................22一、得天独厚的政策和区位优势..........................................22二、准确的市场定位....................................................23三、优秀的管理团队....................................................24四、规范的公司治理结构................................................25五、网点优势和信息优势................................................25六、高效的管理体制....................................................26七、良好的成长性......................................................26八、良好的银行品牌....................................................27九、西部地区最佳跨区域发展平台........................................29十、显著的稀缺价值....................................................29第四章本次引资安排.........................................30一、引资的目的........................................................30二、境外战略投资者需要具备的基本条件..................................30三、引资前股本结构....................................................31四、引资后股本结构....................................................32五、本次引资所募集资金的运用..........................................32第五章中国银行业概要.......................................33一、总揽..............................................................33二、中国银行业成长的格局与环境........................................33（一）国内银行业市场格局..............................................33（二）中国银行业的经营环境............................................34（三）银行业的监管....................................................35三、中国银行业成长的轨迹和方向........................................38四、中国城市商业银行的发展历程........................................39第六章公司简介.............................................42一、历史沿革..........................................................42二、本行业务..........................................................43三、组织机构...........................................................
