第1页共44页编号:时间:2021年x月x日书山有路勤为径,学海无涯苦作舟页码:第1页共44页银联卡业务运作规章第七卷(三)IC卡(电子现金)业务规则中国银联二○○八年八月第2页共44页第1页共44页编号:时间:2021年x月x日书山有路勤为径,学海无涯苦作舟页码:第2页共44页目录总则.....................................................................................................................3第一章发卡业务规则.....................................................................................41概述.......................................................................................................................................42基本规则...............................................................................................................................43发卡要求...............................................................................................................................74交易要求...............................................................................................................................85交易凭证...............................................................................................................................96清算要求.............................................................................................................................10第二章收单业务规则...................................................................................111概述.....................................................................................................................................112基本要求.............................................................................................................................113交易终端.............................................................................................................................114BIN表和路由表更新..........................................................................................................135特约商户发展和管理.........................................................................................................146交易要求.............................................................................................................................147交易凭证.............................................................................................................................158清算要求.............................................................................................................................169客户服务.............................................................................................................................17第三章特约商户管理...................................................................................181概述.....................................................................................................................................182基本要求.............................................................................................................................183商户发展.............................................................................................................................184商户服务.............................................................................................................................205商户风险控制....................................................