中国金融集成电路(IC)卡借记/贷记规范第一部分:卡片规范中国金融集成电路(IC)卡标准修订工作组二零零四年七月目次1.引言...................................................................................................................................12.范围...................................................................................................................................13.参考资料............................................................................................................................14.定义...................................................................................................................................15.缩略语和符号表示................................................................................................................26.概述...................................................................................................................................56.1功能概述.....................................................................................................................56.1.1应用选择(强制)....................................................................................................56.1.2应用初始化/读应用数据(强制)..................................................................................56.1.3脱机数据认证(可选)...............................................................................................56.1.4交易处理限制(强制)...............................................................................................66.1.5持卡人验证(强制)..................................................................................................66.1.6终端风险管理(强制)...............................................................................................66.1.7终端行为分析(强制)...............................................................................................66.1.8卡片行为分析(强制)...............................................................................................76.1.9联机处理(可选).....................................................................................................76.1.10交易结束(强制)..................................................................................................76.1.11发卡行到卡片的脚本处理(可选)............................................................................76.2强制与可选功能............................................................................................................96.2.1卡片功能需求............................................................................................................96.2.2命令支持需求..........................................................................................................107.应用选择..........................................................................................................................117.1卡片数据...................................................................................................................117.2终端数据...................................................................................................................137.3命令..........................................................................................................................137.4建立候选应用列表...................................